Welcome Wine and A Spoon readers! I’m currently in the middle of a series about my goals for the New Year. I’m a bit of a goal-aholic, so I’m giving myself the whole month of January to yammer on about it. I hope you enjoy it as much as I do. Regular blog readers ( all 3 of you), check out my guest post on Wine and a Spoon today!
Isn’t that beautiful? I swear, you really can’t do better for an outdoorsy vacation than Colorado in the summer. My husband and I love to travel, but between a kid, 2 full-time jobs, and limited finances, we don’t get to go exploring the world nearly as often as we would like.
Of those three factors, I figure the money thing is the one that I can actually make a change in. (Since I’m not looking to change my parental or employment status!) My second resolution for the year is to put a small, set amount of money from every paycheck into a savings account for travel. This might not completely fund a trip, but having a little nest egg to cover a big travel cost, like hotel room or plane tickets, would be really nice.
I’m not leaving this resolution up to chance every time payday rolls around. I’m a long-time (completely volunteer) cheerleader for ING Direct savings accounts. I recently set up an automatic savings plan to slurp that money away each payday before I even have a chance to try to spend it.
Since my budgeting method is to pay all my bills and spend what is left, adding in a travel savings account as a new “bill” actually works pretty well. I just have a little bit less money to spend on Jimmy John’s Beach Clubs, trashy pop/dance music on iTunes, and the Banana Republic sale rack. (It took me a while to come up with my spending vices – I really am a pretty frugal person – but I think this encapsulates them nicely.)
Now all I have to do is sit back and watch my pennies pile up! (And keep my paws out of the honey jar.)






